Buy a home

Talk to a lender before you talk to a listing. A written pre-approval tells you the price range you can actually transact in, and sellers in this market take offers from pre-approved buyers far more seriously. Kaden can introduce you to local lenders if you do not already have one.

Yes. There is no citizenship or residency requirement to own property in Florida, and foreign buyers purchase here routinely. Financing, tax treatment and reporting obligations do differ from those of a US resident, so work with a lender and a tax adviser who handle international buyers before you make an offer.

A single-family home sits on its own lot and you own the land. A townhouse shares walls with its neighbours and usually sits in an association that maintains shared areas. A condominium means you own the interior of your unit while the association owns the building and grounds. Condos and townhouses carry monthly association fees; the listing pages on this site show that fee wherever the MLS reports it.

A financed purchase commonly runs 30 to 45 days from accepted offer to closing, driven by the lender's underwriting and appraisal timeline. Cash purchases can close considerably faster because the loan steps disappear. Inspection findings, association approval and title issues are the usual reasons a closing date moves.

How buyer representation is paid changed across the US in 2024, and it is now negotiated in writing between you and your agent rather than assumed. Kaden will put the arrangement in front of you in writing before you tour anything, so you know exactly what you are agreeing to.